Commercial Mortgages
Commercial mortgage finance with the route set out clearly.
Commercial mortgages may support owner-occupiers, investors or businesses refinancing commercial property, subject to property, affordability and lender criteria.
Common uses
- Purchasing premises
- Refinancing property
- Raising capital
- Mixed-use property
Who it may suit
- Business owners
- Property investors
- Directors reviewing refinance options
Information lenders may ask for
- Property details
- Valuation estimate
- Accounts
- Tenancy details where relevant
- Existing borrowing
Important considerations
- Security is usually required
- Valuation and legal work can affect timing
- Interest-rate structure and fees need careful review
How Clear Route supports the process.
Facilities are commonly secured against property, with loan size and terms assessed against value, income and affordability.
- 01Understand the property and funding purpose
- 02Review affordability and security position
- 03Prepare the lender pack
- 04Explain terms, valuation and legal steps
Questions about commercial mortgages
It may be considered where the property, borrower and commercial purpose fit lender criteria.
Discuss commercial mortgages with a funding specialist.
You do not need to know the name of the finance product before getting in touch.