Property Finance
How to prepare a property finance enquiry
What to gather before discussing commercial mortgages, bridging finance, development finance or investment property funding.
7 min read · Last reviewed 2026-07-15 · General information, not financial or legal advice.
Clarify the property and the purpose
A useful property finance conversation normally starts with the address or asset type, purchase price or value, funding amount and what the borrower is trying to achieve.
For refinance, existing borrowing and the reason for changing facility are also relevant.
Prepare evidence of income or exit
Commercial mortgages may focus on affordability and income. Bridging finance and development finance usually place greater emphasis on the exit route.
For investment property, rental income, lease details and borrower structure can be important.
Expect valuation and legal steps
Property-secured finance often involves valuation, legal work and lender conditions. These steps can affect timing.
The earlier potential issues are identified, the easier it is to plan the route.