Equipment Finance
Equipment finance for practical business investment.
Equipment finance may help a business purchase or upgrade operational equipment while keeping cash flow clearer and preserving working capital.
Common uses
- Machinery
- Technology
- Specialist equipment
- Replacement or upgrade programmes
Who it may suit
- Trading businesses
- Operators replacing essential equipment
- Businesses investing in capacity
Information lenders may ask for
- Equipment description
- Supplier quote
- Business trading profile
- Accounts or management information
- Bank statements
Important considerations
- The age, type and resale value of the equipment can affect lender appetite
- Ownership and end-of-term options depend on the facility structure
- VAT, deposit and insurance responsibilities should be understood
How Clear Route supports the process.
Facilities may be structured around the asset, supplier quote, deposit position and lender appetite for the equipment type.
- 01Confirm what the equipment will help the business achieve
- 02Review the asset, supplier and likely funding structure
- 03Prepare the case with relevant business information
- 04Approach suitable asset or equipment finance providers
- 05Explain the terms, ownership position and repayment profile
Questions about equipment finance
Equipment finance is often a more specific form of asset finance focused on machinery, technology or operational equipment.
Discuss equipment finance with a funding specialist.
You do not need to know the name of the finance product before getting in touch.